INVESTING
Wealth is built through investing! With so many ways to invest, it is important to educate yourself and only do what makes you comfortable.
What is your Risk Tolerance?
You want to balance risk and reward! You want your money to grow, but you also want to make sure they don't lose too much if things go wrong.
You want high returns, even if it means higher potential losses. You know you could lose money in the short term, but you hope it will pay off with big gains over time.
And here’s where you can put your money to grow based on your risk tolerance
Conservative Investments
- Saving Accounts
- High-Yield Savings Accounts
- Government Bonds
Moderate Investment
- 401(k) or IRA
- Index Funds
- Mutual Funds
- Corporate Bonds
- Real Estate Investment Trusts (REITs)
Aggressive Investment
- Cryptocurrency
- Individual Stocks
- Leveraged ETFs
WARNING!
Putting all your eggs in one basket.
Relying too much on one type of investment can expose you to higher risks.
Instead, learn how to diversify...
Spread your investments across different types of assets—like stocks, bonds, and real estate—to balance risk.
This way, if one part of your portfolio suffers, other investments can help protect you from significant losses.
Underestimating the impact of losses.
Instead, focus on minimizing losses...
How Do You Want to Manage Your Investments?
Passive
(Buy and Hold Strategy)
- NFollows the Market Index
- NLower Cost Investing
- NDesigned for Long Term
- NLess Effort Required
VS
Active
(Buy and Sell Strategy)
- NTries to Beat the Market
- NHigher Cost Investing
- NFocuses on Short-Term Opportunities
- NRequires More Involvement
What do you want from your investments?
This is Alex. He wants stable income from his investments.
Alex is nearing retirement and wants a steady cash flow to cover daily expenses without draining his savings. He likes the peace of mind that comes with a predictable income, just like getting a regular paycheck.
Where you can invest like Alex?
- Dividend-Paying Stocks
- Bond
- Real Estate Investment Trusts (REITs)
- Fixed Annuities
- Certificates of Deposit (CDs)
- Preferred Stocks
This is Taylor. She wants to grow her money through investments.
Taylor is in her 30s with a stable job and no immediate need for extra cash. Her main goal is to grow wealth over time for things like buying a home or ensuring a comfortable retirement down the line.
Where you can invest like Taylor?
- Growth Stocks
- Index Funds
- Exchange-Traded Funds (ETFs)
- Real Estate
- Mutual Funds
70% of people who start investing early reach their goals faster—what’s your next move?
Remember, every smart investment is a step closer to your financial freedom!
